Ready to look at your coverage options?

Signup

Terms & Conditions

The rules that apply when using this site, requesting a quote or creating an account, set out in plain readable order.

Effective August 2026

01

Acceptance Of These Terms

Browsing carminewheels.com, creating an account or submitting a quote request means agreeing to the terms set out below. Anyone who does not accept them should stop using the site.

02

Nature Of The Service

This site provides guidance and comparison information about auto insurance coverage. It explains what policy wording means and how options differ. It does not issue policies, bind cover or act as an insurer.

03

Eligibility

Use of the site is limited to residents of the United States aged eighteen years or older who hold the legal capacity to request insurance quotes and enter agreements.

04

Account Responsibilities

Account credentials must be kept private. Activity carried out through an account is treated as the responsibility of the account holder, and suspected unauthorised access should be reported promptly.

05

Accurate Information

Quotes and coverage guidance depend entirely on the details supplied. Inaccurate or incomplete information can lead to a quote that does not reflect reality, and to cover that fails when a claim is filed.

06

Quotes And Coverage Decisions

A quote shown or discussed through this site is an estimate. Final terms, pricing and acceptance rest with the insurer that issues the policy, and any figure may change once underwriting is complete.

Choosing a policy, changing one or leaving cover as it stands is always the decision of the driver.

07

Electronic Communications

Submitting a form is an agreement to receive replies electronically. Optional consent boxes cover service and marketing text messages, and either can be ended by replying STOP to a message received.

08

Acceptable Use

The site may not be used to:

  • Submit false, misleading or fraudulent details
  • Interfere with site security, availability or performance
  • Copy, scrape or republish site content without permission
  • Access an account belonging to somebody else

09

Intellectual Property

Text, layout, graphics and code on this site are protected property. Personal reference use is permitted, while reproduction or redistribution requires written permission.

10

Third Party Links

Links to insurer sites and other outside resources are provided for convenience. Content and privacy practices on those sites sit outside the control of this one and remain the responsibility of their operators.

11

Disclaimer Of Warranties

Site content is provided as it stands, without warranty of any kind. Coverage information is general guidance rather than legal or financial advice, and it does not replace the wording of an issued policy.

12

Limitation Of Liability

To the fullest extent permitted by law, liability is excluded for indirect, incidental or consequential loss arising from use of the site, including loss connected to a coverage decision made after reading its content.

13

Arbitration Agreement

Any dispute connected to this site or these terms shall be resolved through binding individual arbitration rather than in court, and each party waives the right to a jury trial and to participate in a class action.

Arbitration takes place under the rules of a recognised arbitration body in the state of Ohio. Small claims matters that qualify may still be brought in a small claims court.

14

Governing Law

These terms are governed by the laws of the State of Ohio, without regard to conflict of law principles. Matters not covered by the arbitration agreement fall to the courts located in that state.

15

Changes To These Terms

These terms may be revised as services or legal requirements change. The effective date at the top reflects the most recent revision, and continued use of the site after an update means the revised terms apply.

16

Contact Details

Questions about this document can be raised through the details published on this site.